We are at the end of August and that means that the paycheck has rolled in, the investments are transferring and I have to look through my finances anyway. It is the perfect time to review my journey and just keep myself accountable.
What happened this month?
I managed to get my passport covered by my insurance and received it just in time before I had to leave for Brussels. I am super excited about this internship, but I can tell already now that it is going to be a tough few weeks ahead. On the bright side, I have set aside enough funds for it and have a good, reasonable budget. I had a large payout this month so I have put extra into my savings and debt repayment. I’ll start focusing on upping my investments even more from now on, as I hit a milestone with my savings.
I have tried to get my academic stuff sorted out, which proved to be more difficult than what I initially thought, but it is going in the right direction. I have to start thinking about my dissertation and what I’ll do after my degree, so I hope I will have sufficient time to come up with these things.
My general/apartment savings are currently $4,750.
My September trip got cancelled, so I technically also have a travel fund now, but I’ll keep it out of the equation – I figure I’ll need those funds later this year anyway so at least they are just sitting there now. My goal for my apartment savings is $6,350, to get it to pre-uni level, but I am very happy with the current sum, so I’ll the extra payments down and instead amp up investing and debt repayment.
My current investments are $3,950 out of my $33,000 goal.
My net worth is $-45,721.
Due to the summer holiday, I had extra hours waiting for me this month, which meant I paid off more debt and put more into savings. However, my investments were kept at the same level and I would like to ‘supercharge’ it a bit more, so I will work more towards that from now on.
My current tuition fee debt is $52,664.
I owe myself $158.
Books I’ve read and texts I’ve written
I read “Women Don’t Owe You Pretty” by Florence Given, which was a super interesting read. I have only written opinion pieces for my work this month (which I also appreciate the opportunity to do!), but I am working on launching a more EU-focused blog. And an author blog, to keep my other pieces aside, but I am not prioritising that right now.
Goals for next month
My goal is to “survive” September, which means sleep, eat, work, study, repeat. I won’t be trying out new wild recipes, I cannot sell anything and I should not buy shit I have to drag with me back from Brussels. I will make an effort to eat healthy food, take good care of my skin and make sure I stay active throughout my crazy schedule.
How did your August go? Do you have any goals?